Why does this matter?
If you are a non-bank credit card issuer, non-bank credit provider (“PNFC”) or payment service provider (“PSP”) in Argentina, you are now required to submit AML/CFT risk self-assessment reports. The first deadlines are June and September 2026.
Key facts
– Regulation: BCRA Communication “A” 8429
– Effective: April 25, 2026
– First deadline: June 17, 2026 (self-assessment report for 2025)
What changed?
New reporting entities: Following UIF Resolution 200/24, the BCRA has brought PNFC and PSP into the AML/CFT reporting regime.
What must be filed?
– Technical AML/CFT risk self-assessment report and methodology
– Risk tolerance statement
– Annual independent external reviewer report
Exceptional deadlines (2025 reporting period):
– Self-assessment report: June 17, 2026
– External reviewer report: September 30, 2026
– Suspicious Transaction Report (Q1 2026): June 10, 2026
Permanent deadlines (from 2026 reporting period onward):
– Self-assessment and risk tolerance: April 30 each year
– External reviewer report: August 31 each year
– Suspicious Transaction Report (financial institutions): 22nd day of the month following each quarter-end
Next steps
If you are a PSP, PNFC or non-bank card issuer, the first deadline is June 17. It is urgent to begin preparing the 2025 self-assessment report.
